Risks involved in Mutual Fund / SIF / PMS / AIF investments

• Market risks — mutual funds are subject to market risks that may affect the value of investments.
• Market volatility and NAV impact — fluctuations in market conditions can lead to changes in the Net Asset Value (NAV) of the fund.
• Geo-political risks — events such as wars, political instability or regulatory changes in countries can impact fund performance.
• Principal investment risk — there is no guarantee of the return of the principal amount invested in mutual funds.
• Risk of returns — returns on mutual funds are not fixed and are subject to market fluctuations.
• Past performance — past performance of a mutual fund scheme does not guarantee future results.
• Change in scheme objectives — the investment objective of a mutual fund scheme may change, which could affect its performance.
• Re-categorisation risk — changes in the categorisation of schemes by regulatory authorities or the AMC may alter the risk-return profile.
• Fund management risks — performance may vary due to changes in the fund management team or fund manager.
• Takeover or merger of an AMC — the acquisition or merger of the Asset Management Company may lead to changes in management and strategy.
• Closure or merging of an AMC — the closure of an AMC or its merger with another AMC may disrupt the management of funds.
• Segregated portfolio risks — AMCs may segregate portfolios due to issuer defaults, market events or unforeseen circumstances, impacting fund liquidity and performance.
• Risks in New Fund Offerings (NFOs) — NFOs may face price volatility, liquidity concerns or even delisting risks.
• Scheme winding up — funds may be wound up due to illiquid instruments, high redemption pressures or adverse market conditions.
• Force majeure risks — unforeseen events like natural disasters, pandemics or global financial crises may impact investments.
• Default risks — defaults or insolvency by issuers of securities held by the fund could affect NAV and returns.
• Inflation risks — inflation may erode the real value of returns earned on mutual fund investments.
• Liquidity risks — certain mutual fund schemes may have investments in illiquid securities, which can delay or impact redemption proceeds.
• Regulatory risks — changes in government or SEBI regulations may impact the functioning or taxation of mutual funds.
• Foreign investment risks — for funds investing overseas, currency fluctuations and geopolitical events in foreign markets could pose risks.

Investors are requested to carefully evaluate all the risks mentioned above, read the scheme's offer documents and riskometer, and consult their Mutual Fund Distributor or a suitably qualified professional before making investment decisions. Mutual Fund investments are subject to market risks, read all scheme related documents carefully.