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Sanriya Finvest

Section 54EC · AAAOpen · FY 2026-27

REC Capital Gain Bonds

Rural Electrification Corporation LimitedSection 54EC Tax Exemption Bonds, Series-XX · FY 2026-27

Sold a property? REC's 54EC bonds let you shelter long-term capital gains from tax by investing the gain within six months of transfer — backed by a AAA-rated public-sector issuer, with interest paid every year on 30 June.

Interest rate5.25% p.a., payable annually on 30 June
Lock-in5 years from deemed date of allotment
Face value₹10,000 per bond
Minimum investment₹20,000 (two bonds)
Maximum investment500 bonds (₹50 lakh) per financial year
Credit ratingAAA — CRISIL, CARE, India Ratings and ICRA

How to invest through Sanriya

Download the application form below (or use the online form) and print it on A4 paper.

Attach a self-attested copy of your PAN card, a self-attested address proof and one cancelled cheque.

Mention Broker Code SSL-014 and Sub Broker Code 7350200256 on the form so the application is mapped to Sanriya — then we track it end-to-end.

We verify everything against the filled sample before submission, so small mistakes never delay your Section 54EC deadline.

Worth knowing first

The Section 54EC exemption applies to long-term capital gains invested within six months of the date of transfer, up to ₹50 lakh per financial year.

Interest is taxable at your slab rate, but no TDS is deducted on 54EC bond interest.

The bonds are non-transferable, non-negotiable and cannot be offered as security for any loan — exiting early is not possible.

A demat account is not mandatory; the bonds can be held in physical form.

Current issue period: 1 April 2026 to 31 March 2027.

Forms & downloads

Rates and issue terms are as published by the issuer for the current series and are revised by the issuer from time to time — always confirm the live rate on the application form before investing. Interest is taxable as per the Income Tax Act, 1961; tax treatment depends on individual circumstances.

Racing a Section 54EC deadline, or planning ahead?

Tell us your transfer date and the amount — we'll map the issuers, dates and paperwork so the exemption is never lost to a missed step.

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